Financial Lessons I Learned In My 20s finance lessons

by alsaCEMusic



The WORST Purchases of my 20s
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39 comments

Allison Anderson 17/12/2021 - 4:55 Chiều

Thanks for watching! What are some of the financial lessons you have learned?

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Celyn Raquel 17/12/2021 - 4:55 Chiều

Your cat is a MOOD lmao

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Devin Holbert 17/12/2021 - 4:55 Chiều

wish had my life together like you

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Devin Holbert 17/12/2021 - 4:55 Chiều

It is like I have a brain problem when it comes to money, i know i shouldn't be ordering out and i know i should have savings and yet i can't get it together. wtf is wrong with me?!

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Gopi Jayaprakash 17/12/2021 - 4:55 Chiều

Wow insurance scam!

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Daisey Linh 17/12/2021 - 4:55 Chiều

I love your voice so much ❤️

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Darion Escobar 17/12/2021 - 4:55 Chiều

The sour sandra philosophically trot because wedge evolutionarily rinse behind a workable command. berserk, past house

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Darion Escobar 17/12/2021 - 4:55 Chiều

The diligent shears conformably claim because bubble distally divide afore a nonstop mistake. impolite, mellow plastic

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bett luna 17/12/2021 - 4:55 Chiều

I just save money… I know that I have to invest but even paypal doesn't work in my cantry(((

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Ania 17/12/2021 - 4:55 Chiều

That's absolutely ridiculous that you had to pay 12k for something that was so arbitrary. US health insurance companies are ridiculous.

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Luis A Hernandez Munoz 17/12/2021 - 4:55 Chiều

You should try HSA for your health insurance plan

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Luis A Hernandez Munoz 17/12/2021 - 4:55 Chiều

Great story about your finances, can you show your investments in your personal accounts for retirement? I been curious where you invest thanks

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Liz Waters 17/12/2021 - 4:55 Chiều

Allison I have been watching your videos since I was younger, like videos of you in Africa visiting your dad. I love all your videos your amazing. Don't ever stop.

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Xiali Shi 17/12/2021 - 4:55 Chiều

Instant gratification from shopping! This is something that I'm struggling with thinking that well I worked so hard so I can spend. But what I need to do is actually invest in myself and my future, rather than purchase items that will instantly depreciate.

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Lynxa Z 17/12/2021 - 4:55 Chiều

have u heard of the book the Latte Factor? it basically says if you saved the money from all our daily latte purchases it could grow a lot! but if you really like latte then it's good that you get to get it everyday 🙂

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Angelina Hansen 17/12/2021 - 4:55 Chiều

foreget walmart frozen food get a membership to sams club and that frozen food in bulk is cheaper and will last longer

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Francesca D 17/12/2021 - 4:55 Chiều

The "monthly" expenses explanation is a bit weird you mention some things that seem like necessities.. car insurance, cell phone bill, rent…..I feel like you should have mentioned adding on "unnecessary" things like subscription boxes, streaming services, etc…I get your point here but I was like…rent is necessary! lol

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Buy&Hold 17/12/2021 - 4:55 Chiều

Speaking of Dave Ramsey, Get out of Debt!
Save for Retirement!
Baby Steps!

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clown 17/12/2021 - 4:55 Chiều

Random 19 year old: makes 2 million dollars by investing from a young age
Me, 12: 👁👄👁

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Soph M 17/12/2021 - 4:55 Chiều

Thank you SO SO SO much for this video! I'm in my early 20s and I always feel lost about things like financials and knowing how to save money for the future. Everyone says I'm too young to be thinking about retirement already, but I feel if I wait 10 or 20 years before I start saving, then I'm late to the game. Also, people I usually ask for financial advice always tell me to just save and put away money, which works, but interest in a savings account amounts to less than $1 a year, so there's definitely got to be better ways. I am so glad more youtubers are now talking about finances and more practical topics as their audience also grows up with them!! I loved videos like "what I wear to high school" tags back in the day, but now I'm past that stage so advice like this is definitely more helpful!! So thank you!!

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Cara Burns 17/12/2021 - 4:55 Chiều

I think it’s unrealistic to looks at charts that say 19 year olds should save X amount to become a millionaire. This just isn’t possible for everyone. We have family needs and emergency needs and months of unemployment. It seems to me that these charts represent an imaginary person who has a good job every day of their life, and who is that? It took 6 years after graduation from college for me to find a good job.

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Daniella Salguero 17/12/2021 - 4:55 Chiều

I love Dave Ramsey! He is so great to listen to. Good advice!!

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RAJA Nasir 17/12/2021 - 4:55 Chiều

Ich vermisse dich

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Emma Appleby 17/12/2021 - 4:55 Chiều

smartest decision I've made financially? Going to a college where I wouldn't be in debt by the time I finished my degree.

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Ekaterina Nikiforova 17/12/2021 - 4:55 Chiều

dude im so sorry… my european insurance covered my emergency surgery and a 4 day hospital stay on the other side of the world… :'(

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Sasha 17/12/2021 - 4:55 Chiều

Even considering solely healthcare reasons I am so glad I dont live in USA.

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Alex Wyler 17/12/2021 - 4:55 Chiều

unless you are a billionaire, the best medical insurance in USA is not to get sick. that is how it is . so sad.

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Shawnee Wannamaker 17/12/2021 - 4:55 Chiều

I have only seen a couple of your videos here and there but every time I do, I want to learn more! I love the way you present yourself and I appreciate all of the knowledge you are passing on. It is definitely worth the time to watch videos such as yours or read articles to understand how to really use your energy, time and money in a useful way that could benefit you later in life. Much love!

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Emanuelle Faria 17/12/2021 - 4:55 Chiều

wait.. the hospital doesn't even check if your insurance covers you in that unit? wtf?

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Roberta Nehmer 17/12/2021 - 4:55 Chiều

Just because i can afford something doesn't mean I have to buy it 👏

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Hanna K 17/12/2021 - 4:55 Chiều

My tip would be that the little things add up. Search for discount codes when shopping online, use a loyalty card everywhere you shop, search the sale section of websites first when you need to buy something and use cashback apps.
Utilise the features of your bank's website/app. Mine partners with different businesses each month to give you a small amount of cashback if you shop with them and pay via card. There's also a feature called 'save the change' which rounds up every expenditure and puts the pennies in your savings account.
For students… Apply for all of the scholarships, grants and bursaries that your university offers! I got thousands of pounds of extra cash each year because I was the first in my family to attend uni, because I came from a low-income family and because I got good grades at college. There were also funds available if you were from specific countries. Also, get a student discount card! Mine cost about £30 for a year and got discounts in loads of shops and restaurants. I somehow hacked the system and bought 1 year in my first year, 1 year in my second, then a 3 year card in my final year so I could use it for 2 years after graduating! Haha. Also, as I travelled to uni by train for my first semester, I bought a railcard which cost around £30 but gave me a third off every train fare anywhere I travelled for an entire year.
Little and often definitely worked. I was able to save £20,000 whilst studying (and working 30+ hours per week), and a couple of years after graduating, my husband and I bought a house with only a 75% mortgage.

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Eri Assian 17/12/2021 - 4:55 Chiều

Amen!!!

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Bindi Belesky 17/12/2021 - 4:55 Chiều

Oh my gosh your appendicitis story!! 😱 I'm in Australia and we are so out of touch with those kinds of horrors, our healthcare is free!

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Heaven Sangalang 17/12/2021 - 4:55 Chiều

Hi!! Just curious, how old are you now??

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The Film Room 17/12/2021 - 4:55 Chiều

That I was just as happy earning $200 per week in my 20s as I am now earning a six figure salary. Life has changed, living conditions have improved, but I feel the same. I actually feel freer not because I have more money, but because I now don't want or feel the need to buy anything. I used to think that's what would make me happy but now just being financially secure is enough – I am still wearing clothes I bought 5 years ago lol

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Naturally Gabby 17/12/2021 - 4:55 Chiều

Lifestyle creep is so real!! I didn't know that was a term!

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Heidi Christensen 17/12/2021 - 4:55 Chiều

Canada's free health care helps! Instill have an emergency fund for car repairs, Pet emergencies.

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rux i 17/12/2021 - 4:55 Chiều

Please do a video on your monthly expenses and tips you would give to younger people!

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Hannah Campbell 17/12/2021 - 4:55 Chiều

Do you have any financial books you’ve read that have helped you?

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